You make an
agreement with a participating bank to borrow an
amount between £300 and £10,000. Then once
you’ve stopped studying, you pay it back in the
difference with a Professional and Career
Development Loan is that the Young People's
Learning Agency (YPLA) pays the interest on the
loan while you’re studying – and for one month
you’ll pay interest at the rate fixed when you
took out the loan. Interest rates on the loans
are set so they’re competitive with other
‘unsecured’ personal loans that are commercially
banks offer Professional and Career Development
Loans at a reduced customer rate of 9.9% per
annum, equivalent to a typical APR of 5-6% over
the lifetime of the loan. However, interest
rates may vary from bank to bank. For further
information, consult the participating banks.
information on financial assistance to support
your learning, please visit www.direct.gov.uk/adultlearning
or contact Careers Advice on 0800 100 900. To
order an application pack call 0800 585 505.
How widely are the courses recognised?
the courses that we offer are accredited through
the YMCA Awards, your
qualification will be recognised by the Register
of Exercise Professionals (REPS) and the
National Register of Personal Trainers (NRPT) in
They are also recognised throughout Europe, the
Middle East, Asia, the US, Canada and Australia.
Are these the same as the courses I can book
with other YMCA centres?
are accredited and Certified by YMCA
Awards themselves. The certificate that you will
receive will be from YMCA Awards. Our courses
are continuously checked and verified by YMCA
Awards to ensure that our standards are
as high as possible.
What IT equipment do I need?
useful to have frequent access to your own
computer to receive emails and to download the
additional learning materials that are available
to students. Most computers should be
compatible. As some of the documents are in the
Adobe PDF format you will need to have Adobe
Acrobat Reader installed (download a free copy
Some of the courses also require that you can
play DVDs, either on your computer (speakers
would be required) or through a normal DVD
player and TV.
How do I enrol on a course?
enrol on-line by going to the page on this
website relating to your course and clicking the
'Book Now' button. You will then be lead through
the enrolment process and receive an email
confirming your place.
Can I enrol by post?
can download an enrolment form
here and send it
to our postal address on the form.
I have to pay for the course up front?
there are three ways to pay for your course.
(not all methods are available for all courses)
1. Pay a
deposit to secure your place (From £50 to £250
depending on course) and pay the balance four
weeks before the course start date.
Spread the cost over twelve monthly payments with our
payment plan. The first when you book the
course, the second approximately 1 month later
and then each month for a total of twelve
for your course in full 2 months before the
course start date to receive an Early-Bird